Standard Federal Union Bank - Wealth Management Wealth Management provides financial products and services through Standard Federal Union Bank - Wealth Management Bank, N.A. and their various affiliates and subsidiaries. The information and opinions in these reports were prepared by the Investment Management arm of Standard Federal Union Bank - Wealth Management Private Bank, a part of Standard Federal Union Bank - Wealth Management Management and a division of Standard Federal Union Bank - Wealth Management Bank, N.A. Investments discussed in these reports may not be insured by the Federal Deposit Insurance Corporation and may be unsuitable for some investors depending on their specific investment objectives and financial position. These reports are not an offer to buy or sell, or a solicitation of an offer to buy or sell the securities or strategies mentioned. Standard Federal Union Bank - Wealth Management & Company and its affiliates do not provide tax or legal advice. Please consult your tax and legal advisors before taking any action that may have tax or legal consequences and to determine how this information may apply to your own situation.

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